GoodWorks
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Insurance Solutions

Coverage for Every Occasion

 
 

Navigating and Negotiating
on Your Behalf

Industries face a host of risk exposures—exposures to loss and lawsuits that are unique to the multi-faceted businesses we operate within. With that in mind, it is important that our clients understand the full range of product offerings available to them, and the terms and conditions under which they are offered.

Because of their geography or other unique circumstances, a number or our clients are faced with exposures far exceeding the basics of property and casualty insurance in areas such as marine, environmental considerations, builder’s risk and international exposures, not to mention the more catastrophic weather-related exposures to named-storm, flooding and earthquake activity.

And being part of an industry dictated by the service levels provided by their employee population, they must also be fully aware of the sole remedy laws surrounding workers’ compensation, and the best ways to manage what can be a very complicated and arduous system; the laws of which are governed and dictated differently from state to state.

If you want to know more about the most effective way of transferring risk through property & casualty, workers’ compensation, executive & financial, individual insurance, or even bonding & surety placements, our industry experts can help you navigate and negotiate the marketplace on your behalf.

 
 

+ Bonding & Surety

GoodWorks Financial Group employs bonding and surety experts who will help you in securing the most appropriate terms, conditions and pricing for your bonding and surety programs. We work with an unparalleled sense of urgency in order to help you achieve your company’s desired results by:

  • Actively driving successful outcomes on claims and subcontractors’ disputes
  • Capitalizing on opportunities in the construction market
  • Enhancing your company’s overall financial performance
  • Increasing bond capacity
  • Improving relationships with banks and credit providers
  • Ensuring greater flexibility on surety credit terms and conditions

+ Executive & Financial

GoodWorks Financial Group will assist you in designing an executive and financial liability insurance program as unique as your business, by identifying your corporate and personal exposures to liability. We incorporate risk mitigation recommendations as well, in order to ensure you have the most robust coverage available.

  • Director & Officers
  • Employment Practices
  • Errors & Omissions
  • Fiduciary
  • Network & Cyber

+ Group Health Insurance

Control costs, attract employees and avoid legal problems. At GoodWorks Financial Group, we help you design and manage your benefits programs so that you’ll control costs, attract and retain top employees while complying with changing state and federal laws and regulations.

Many things can potentially impact your program, including the Affordable Care Act, COBRA (if your company has 20 or more employees) and the Family and Medical Leave Act (for employers with 50 or more employees).

At GoodWorks, we work closely with you to make sure your benefits program is adhering to all legal constraints. We help you make the right decisions by assessing your business and providing you with an overview. This includes a full in-depth audit of your current plan before shopping the market to find the insurance carriers that offer the best coverage, service, and pricing. Fully insured and self-insured programs are available as well. We also know voluntary benefits—employee-paid benefits that fill out your program without costing you a cent.


+ Health Insurance

At GoodWorks Financial Group, we help you design and manage your benefits programs so that you’ll control costs, attract and retain top employees while complying with changing state and federal laws and regulations.

Many things can potentially impact your program, including the Affordable Care Act, COBRA (if your company has 20 or more employees) and the Family and Medical Leave Act (for employers with 50 or more employees).

At GoodWorks, we work closely with you to make sure your benefits program is adhering to all legal constraints. We help you make the right decisions by assessing your business and providing you with an overview. This includes a full in-depth audit of your current plan before shopping the market to find the insurance carriers that offer the best coverage, service, and pricing. Fully insured and self-insured programs are available as well. We also know voluntary benefits—employee-paid benefits that fill out your program without costing you a cent.


+ Individual Insurance

We know that creating wealth from your industry expertise takes hard work, determination, and focus. Ensuring wealth for your life and generations to come requires even more. For each of our clients, we craft a personalized plan to minimize the potential for financial loss. Through analyses of your unique exposures and the potential detrimental outcome on your finances, we optimize a plan to serve your needs by:

  • Recommending detailed strategies to protect you from a loss before it happens
  • Offering complete risk management services based on your personal and professional liabilities — your circumstances, your assets, and your involvements
  • Leveraging our deep relationships with highly rated insurance carriers on your behalf

+ Life Insurance

Life insurance is a crucial step in planning for your future and your family’s future. The life and annuity insurance professionals at GoodWorks understand that life can take unexpected twists and turns that can impact your family for the rest of their lives.

Purchasing life insurance gives you the peace of mind knowing that life insurance will provide economic security to your dependents in the event of your passing. We will meet with you to discuss various types of life insurance policies that may be right for you depending on your individual family and financial circumstances.

Term Life Insurance

  • Provides coverage for a specified period of time
  • Affordable way to get maximum coverage and less expensive compared to permanent life insurance
  • You build no equity or cash value in the policy
  • Most policies have a built-in privilege to convert to permanent life insurance regardless of any changes in insured’s health.

Permanent Whole Life Insurance

  • Protection for your whole life, as long as sufficient premiums are paid
  • Can build equity in the form of cash value
  • Higher premiums than term
  • Make up for your lost income
  • Pay off your mortgage
  • Final/Funeral Expenses
  • College Funding
  • Estate Planning
  • Pay off household debt

+ property & casualty

The professionals at GoodWorks Financial Group work closely with you to identify the full spectrum of your property & casualty exposures. We utilize industry expertise to analyze, innovate, and market your property & casualty risks. Our solutions help you transfer risk while maximizing protections and minimizing your total costs.

  • Auto and Fleet Management
  • Boiler and Machinery
  • Builders’ Risk
  • Crime
  • Environmental
  • General Liability
  • International Risk
  • Marine
  • Product Liability
  • Property (including earthquake, flood and wind exposures)
  • Umbrella and Excess Liability

+ Workers' Compensation

Specialized by industry, our team has leading expertise to thoroughly present your unique risks to the marketplace. We advocate on your behalf to secure the most competitive pricing, terms and conditions for your workers’ compensation insurance program.

Our deep knowledge of each client’s risk profile allows us to achieve superior program placement results. We collaborate with you to develop and execute a comprehensive marketing strategy based upon

  • Client portfolios and profiles
  • Employee loss performance metrics
  • Regulatory & safety compliance efforts
  • Effectiveness of accident investigation techniques
 
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As a mid-size manufacturer we need to pay close attention to our commercial insurance program. Fortunately, for over twelve years GoodWorks Insurance has provided our company with outstanding service and consistent due diligence. They have worked closely with Eljen in cost containment, policies, and procedures and because of this I would highly recommend them as an independent insurance agency.
— MARK BRAM President Eljen Corp. (leading manufacturer of pre-fabricated drainage systems)